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    Data Scientist

    Remuneration:cost-to-company 
    Location:Cape Town
    Job level:Mid/Senior
    Type:Permanent
    Company:THE SKILLS MINE

    Job description

    Requirements:
      • A degree in Data Science, Statistics, Mathematics, or a related quantitative discipline
      • A minimum of 3 years of experience in Data Science, Risk Analytics, or Credit Risk Management.
      • Experience building and validating credit risk models, including scorecards and provisioning.
      • Proficiency in Databricks, SQL, R, or Python.
      • Familiarity with IFRS 9, Basel, or equivalent credit risk regulatory frameworks.
      • Exposure to cloud-based data platforms (AWS, GCP, Azure).
      • Strong background in statistical modelling, machine learning, and predictive analytics.
      • Knowledge of advanced machine learning techniques and model interpretability methods.
    Responsibilities:
      • Develop, implement, and maintain acquisition scorecards to evaluate MCA applicants.
      • Monitor provision models aligned with regulatory and accounting standards.
      • Enhance portfolio monitoring tools to track credit performance and early warning signals.
      • Analyse transaction data, repayment patterns, and business health metrics to inform risk strategies.
      • Identify trends, correlations, and anomalies that impact credit performance and portfolio stability.
      • Collaborate with product, finance, and operations teams to embed data-driven decision-making.


    Requirements

      • Banking
      • Data Analysis
      • Data Science
      • Financial Services
      • Machine Learning
      • Python
      • R
      • Risk Analysis
      • SQL
      • Statistical Analysis


    Posted on 05 Nov 10:49, Closing date 5 Dec

    The Skills Mine
    Connecting highly talented individuals with organisations that recognise the power of talent to optimise business effectiveness.
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